Audit posture
Posted ledger lines are authoritative. Corrections use controlled adjustments — not silent edits.
Governance
Controls families can diligence
Institutional allocators judge platforms by failure modes prevented. Kodiac Capital separates investor calm from desk authority.
| Control | Mechanism | Investor effect |
|---|---|---|
| Deposits | UTR match · ops approve | Principal posts only when confirmed |
| Profit credits | Maker–checker batches | Credits appear after dual approval |
| Withdrawals | KYC · bank · OTP · desk | Payout only on ledger release |
| Identity | OTP on email / mobile change | Harder account takeover path |
| Documents | Watermarked vault / statements | Named-client circulation |
Support escalation
In-app cases with trail; material matters through the relationship manager.